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You must be a member of the Buffalo Cooperative FCU (BCFCU) to apply for a loan. For information on joining the BCFCU as a member, please visit our membership page, or contact the office at (716) 881-3767.

All loan applicants must complete a LoanLiner application form.  Please follow these instructions for completing a loan application form.

If you wish to submit your form by e-mail, follow these simple steps.

  • Download the LoanLiner application form to your computer by using the File-Save function in the Adobe Reader window.
  • Complete the application form.
  • Save the completed form with a name which will be identifiable to BCFCU staff members.
  • E-mail the file to the BCFCU as an attachment to either  Brian or Kelly.  If you need our email addresses, you can send us a message from the contact us page and we will reply.

 

 

If you wish to submit your loan application in person at the BCFCU office or by mail, follow these simple steps.

 

  • Complete the form online. (If you wish, you may print a blank loan application form and complete it by hand.)
  • Print out the completed form.
  • Sign the completed loan application.
  • Mail the completed form to the BCFCU office, fax it to us or drop it off in person.

You must indicate the dollar amount and purpose of your loan request, and provide us complete contact information for your references.

All applicants must provide verification of their source of income.  Acceptable forms of proof include:

  • Paystubs for the two most recent pay periods.
  • For applicants receiving private or government pensions, Social Security, Social Security Disability, or other entitlements, please provide a copy of the most recent annual statement of benefits.  If you receive direct deposit of your benefits to an account a financial institution, you may provide a copy of your most recent statement.
  • If you are self-employed, you must provide copies of your federal tax returns for the previous two years. 
  • For other sources of income, please provide documentation which clearly shows the source of stated income.

We will process your loan application as quickly as possible.  Please provide us with accurate phone contact information so that we may reach you if we have questions during the application review process.  Complex loan applications may take longer to process.

Thank you for considering the BCFCU for your borrowing needs.

Please contact the office if you have any questions.





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