If you are a member of the Lexington Food Co-op, the Parkside Community Association, The Adam Plewacki #799 VFW Post, the Polish community Center of Buffalo, Inc.,  or a family member of an existing BCFCU member you can join!  You simply open a savings account with a $25.00 initial minimum deposit and pay a one time $5.00 membership fee.  Children under the age of 18 may join for free with an initial minimum deposit of $5.00.

Once you join, you are eligible to take advantage of the other services and accounts that the credit union offers.

Due to federal regulations we require proof of identity for all new members.  Please bring your Driver's license (or other government issued photo ID) and your social security card with you when you come in. 

We like to get to know our members so we do not open accounts by mail or via the internet. If our member service hours are not convenient, we can often accomodate new members with advanced appointments at other times.

Please feel free to call or drop in for more information.

When you join the BCFCU, you join a community of people who believe in making their money work locally. 

As a member you have access to some of the best loan rates and terms around.  Our loan officers believe in helping you find the lending solution that best meets your needs.

All savings accounts and basic checking are free.  Nominal charges apply to added features or services such as debit cards or cashier's checks. Our fees are low.

As a member you can participate in the Credit Union by serving on various committees.  These committees help develop policies and implement strategies for how the Credit Union serves its community.  The Board of Directors is elected each year in March by the membership from the membership.  Any adult member in good standing may be recruited to serve on a committee or nominated for a seat on the Board. 

As a member of the Buffalo Cooperative Federal Credit Union (BCFCU) I have been able to take out several loans from the Co-op Credit Union in the last few years.  The personal attention and speed of their loan delivery made the process easy and enjoyable.  As a small, yet professional organization, the credit union staff reviewed my loan application, checked my credit history and contacted necessary references to release funds to me in the quickest time possible.

Despite a limited income, my good credit history and membership in the BCFCU has enabled me to borrow money to stabilize my living situation, purchase vehicles, and even make repairs on my bike.

My seven-year old son and I make weekly trips to the credit union, and we enjoy greeting the friendly staff and familiar faces there.  I feel completely comfortable with my professional yet personal relationship with the credit union staff, and I am happy with their competence and excellence as an organization."