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Loan Rates Show Share Certificate Rates Show Fees


Effective June 25, 2008

All rates are annual percentage rates (APRs) and are subject to change without notice.

All rates displayed here are offered to borrowers who qualify for our lowest rate. An applicant's credit score at the time of application will determine the rate offered.  
For applications submitted with a co-applicant or a guarantor, the rate offered will be determined by the highest score.

 
Auto Loans
NEW: 2008 & 2009, to 60 months

 5.00%
NEW: 2008 & 2009, 61-72 months

 5.35%
NEW: 2008 & 2009, 73-84 months

      5.70%                          

  USED I: 2007 & 2008, to 60 months

5.60%
      USED Ia:  2007 & 2008, to 72 months 5.90%
  USED II: 2005 & 2006, to 60 months

5.95%
  USED III: 2004& older, to 60 months 6.25%
REALLY USED
<$4,000 to 48 months
(no insurance collision required)

7.90%

 

Real Estate
First Mortgage - up to 80% of purchase price; up to 7 years, 10% down w/ PMI. Adjustable and fixed rates. Call for rate
Community Builder – up to $50,000 for up to 7 years, 10% down w/ PMI; fixed rate

6.50%
Community Builder – up to $50,000 for up to 7 years, 10% down w/ PMI; adjustable rate: index + 4.00%

Daily%
Home Equity – up to $50,000 for up to 7 years, 80% total Loan to Value; fixed rate
 6.75%
Home Equity – up to $50,000 for up to 7 years, 80% total Loan to Value; adjustable rate: index + 4.25%

Daily%

Risk-based pricing does not apply – variable rate (Daily %) set on day credit union receives a complete application with documentation and application fee
Personal Loans
 
Up to 24 months
  

8.00 %
25 to 48 months
  

8.25%
49 to 60 months
  

9.00%

 

Overdraft Line of Credit

Overdraft
($1 to $1499.99)
  

12.90%
Line of credit
($1500 to $5000)
  

8.90%
Variable rate: subject to change;
risk-based pricing does not apply

 

Share Secured Loans

3% above securing account 

Credit Builder

Income limits apply (max $1,000.00):  

11.90%

 

 

* - 18.00% is the maximum APR permissible under NCUA regulations

= = = We are an Equal Opportunity Lender. = = =

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