Established in 1979 as a non-profit cooperative financial institution, the Buffalo Cooperative Federal Credit Union is federally incorporated and is owned and operated for the benefit of our members.
The BCFCU is a Community Development Financial Institution located in the heart of the Elmwood Village. The BCFCU provides a place where members can manage their finances in a fair, balanced, and supportive environment. We are a low income designated credit union that focus on helping those how are underserved and in need of help the most.
The BCFCU offers a wide array of loans to meet your needs. We’ll help you make wise use of credit to improve your life.
Use a BCFCU debit card (also known as a check card) to authorize payments from your share draft checking account.
OwnersChoice Funding is a broker that can help you find the right mortgage! Your credit union provides the funds.
Get a great rate on term share accounts – offerings from 3 to 18 months to help maximize your savings.
“This is the only financial institution worth banking with in WNY. They treat you like a person and not a number like corporate banks. The staff and managers are all incredibly personable and they really work for the members. Skip the mega banks and go with these guys!”
“Co-op credit union is a nice and welcome alternative to the generic banks. Keeps money in the community rather than places throughout the world where big banks' funds tend to settle. Staff people are friendly and helpful. What are you waiting for? Take your money out of a corporate bank and conduct your financial transactions here. 'Nuff said.”
Our members know our staff well and are treated with respect.
We focus on low income people who are underserved by “for profit” banks. We work with of all credit scores to fix their credit, finance emergencies, and serve all other financial needs that our community won’t get help with from the big banks.
Most banks or credit unions won’t make small loans for people who need it most, we work with everyone to make a loan or line of credit that makes sense at a low interest rate.
Our members are our first priority and our boss. The members elect the Board of Directors and are the only shareholders we answer too.
Please note that Monday, February 18, 2019, is President’s Day. In observance of the national holiday, the Buffalo Cooperative Federal Credit Union will be closed. Financial transactions scheduled for or on federal holidays may be delayed and will not be reflected in your account until after we re-open. You can always report a loss or […]
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The BCFCU will be closed in observance of Veterans Day on November 12th 2018.
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Need to help with your credit? Talk to our Loan advisors to help raise your score.
Schedule An Appointment
Monday....11.00 AM - 5.00 PM
Tuesday....11.00 AM - 5.00 PM
Wednesday....11.00 AM - 5.00 PM
Thursday....11.00 AM - 5.00 PM
Friday....11.00 AM - 6.00 PM
Weekends....closed
