816 Elmwood Ave. Rear, Buffalo, NY 14222
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Buffalo Cooperative Federal Credit Union

We know our membership

Established in 1979 as a non-profit cooperative financial institution, the Buffalo Cooperative Federal Credit Union is federally incorporated and is owned and operated for the benefit of our members.

The BCFCU is a Community Development Financial Institution located in the heart of the Elmwood Village. The BCFCU provides a place where members can manage their finances in a fair, balanced, and supportive environment. We are a low income designated credit union that focus on helping those how are underserved and in need of help the most.

Services We Provide

Buffalo Cooperative Federal Credit Union is incorporated under federal law and is owned and operated for the benefit of the members who use its services.

LOANS

The BCFCU offers a wide array of loans including: auto, home, business and even emergency loans. We’ll help you make wise use of credit to improve your life.

DEBIT CARDS

Use a BCFCU debit card (also known as a check card) to authorize payments from your share draft checking account. Use the card anywhere that VISA is accepted.

MORTGAGES

OwnersChoice Funding is a broker that can help you find the right mortgage! The Buffalo Cooperative Federal Credit Union provides the funds.

SHARE CERTIFICATES

Get a great rate on term share accounts – offerings from 3 to 18 months to help maximize your savings. Your savings help your community.

Our Client Testimonials

See what our customers have to say us!

Why People Choose Us

We’re not a bank, we’re a family:

Our members know our staff well and are treated with respect.

We are a Community Development Financial Institute:

We focus on low income people who are underserved by “for profit” banks. We work with of all credit scores to fix their credit, finance emergencies, and serve all other financial needs that our community won’t get help with from the big banks.

Low rates for loans all sizes:

Most banks or credit unions won’t make small loans for people who need it most, we work with everyone to make a loan or line of credit that makes sense at a low interest rate.

Democratically Controlled:

Our members are our first priority and our boss. The members elect the Board of Directors and are the only shareholders we answer too.

Latest News

Stay up to date!

President’s Day

February 16, 2019by

Feb. 18th is President's Day and the Buffalo Cooperative Federal Credit Union will be closed.

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Veterans Day

November 5, 2018by

The BCFCU will be closed in observance of Veterans Day on November 12th 2018.

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Columbus Day

September 27, 2018by

The BCFCU will be closed in observance of Columbus Day on October 8th 2018.

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We are here to help you

Our dedicated specialists are here for any questions you may have

Apply For Loan

Looking to buy a car or home loan? Then apply for loan now.

Get Appointment

Call us
at

(716) 881-3767

Contact us

Building Credit

Credit score help? Talk to our loan officers to help raise your score.

Schedule An Appointment