The Buffalo Cooperative FCU was established in 1979, to serve the communities’ financial needs. At a time when banks were practicing Red Lining, our credit union filled the void left by larger banks. We currently strive to serve the community whether it be to provide a community atmosphere for your banking needs, to providing help in a period of financial struggles. Our goal is to be able to provide the City of Buffalo the best services possible. We use the money on deposit at BCFCU to lend into the community, because we are a non-profit, we can keep our rates lower than the larger banks, so we can pass on the savings on to you.

Our mission is to provide financial services of the highest quality to our members/owners; our chief concern being their financial well-being. We desire to be the primary financial institution of our members.

We will seek our growth both from new members and by serving the financial needs of present members in a more complete manner. We will not sacrifice quality of present services to seek growth.

In order to provide quality member services, the credit union must remain financially sound and secure. Adequate operating controls, capital reserves and liquidity will be maintained at all times.

We will be service oriented in our approach to members, and traditional credit union philosophy will remain our guiding principle. Among financial institutions, this credit union is a unique organization with deep and abiding community values. Our goal is to maintain those qualities.