The Buffalo Cooperative FCU was established in 1979, to serve the communities’ financial needs. At a time when banks were practicing Red Lining, our credit union filled the void left by larger banks. We currently strive to serve the community whether it be to provide a community atmosphere for your banking needs, to providing help in a period of financial struggles. Our goal is to be able to provide the City of Buffalo the best services possible. We use the money on deposit at BCFCU to lend into the community, because we are a non-profit, we can keep our rates lower than the larger banks, so we can pass on the savings on to you.