816 Elmwood Avenue Rear Buffalo, NY 14222 Phone: (716) 881-3767 Home Banking Loan Application

BCFCU Member Costs and Fees

Fee Name Cost
Capitalization Fee $15.00

Information subpoena/garnishment processing

$75.00 / each action or document

Incoming Domestic Wire

$5.00

Incoming Foreign Wire

$10.00

Outgoing Domestic Wire

$15.00

Outgoing Foreign Wire

no longer available

Cashier’s Check

$4.00 / each

Canadian/Foreign Check Deposit

$7.50 / each

Returned Deposited Items

$25.00

Non-machinable item fee

$5.00 / each

Closure of membership account within 90 days of opening

$12.50

ACH transaction/ account # research

$5.00 / each
Fee Name Cost
Insufficient funds – NSF $30.00
Stop Payment $30.00
Fee Name Cost
New Debit Card$6.00
Debit Card Monthly Maintenance Fee $3.00
Debit Card Replacement$25.00

Insufficient funds – NSF

$0.00

ATM cash withdrawal fee (offsite)

$1.75 each at month end

VISA foreign currency fee

1% of transaction

VISA FC fee – no currency conversion

.08% of transaction

Self-select PIN & PIN re-order

$2.00

Unblocking cards for use outside of the USA and Canada

$20.00 per trip
Fee Name Cost
Overdraft Loan / Line of Credit set-up fee. $5.00
Insurance Administration Fee – to force place insurance on uninsured collateral. $50.00
Duplicate Lien Release$15.00

Share Draft

Fee Name Cost
Savings O/D Transfer Fee $5.00 / occurrence
Microfilm Copy Fee $3.00 / check
Stop Payment $20.00 / each

Protest Letter

$20.00 / each

Insufficient funds – NSF

$30.00 / each

Share Savings

Fee Name Cost
Excessive Withdrawals from Share Savings (More than 6/ month) $5.00 / last day of each quarter.
Balance falls below minimum balance any time during quarter. $5.00 / last day of each quarter.

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Lowest Interest Rates – Calculate EMI – Check Eligibility – Instant e-Approval – Special Offers

8.70% FOR NEW CAR
9.70% FOR NEW CAR
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