a community-based financial institution located in the heart of the Elmwood Village

BCFCU Member Costs and Fees


Fee Name Cost
Insufficient funds - NSF $30.00
Stop Payment $30.00


Fee Name Cost
Capitalization Fee $15.00
Information subpoena/garnishment processing $75.00 / each action or document
Incoming Domestic Wire $5.00
Incoming Foreign Wire $10.00
Outgoing Domestic Wire $15.00
Outgoing Foreign Wire no longer available
Cashier's Check $4.00 / each
Canadian/Foreign Check Deposit $7.50 / each
Returned Deposited Items $25.00
Non-machinable item fee $5.00 / each
Closure of membership account within 90 days of opening $12.50
ACH transaction/ account # research $5.00 / each

Debit Cards

Fee Name Cost
New Debit Card $6.00
Debit Card Monthly Maintenance Fee $3.00
Debit Card Replacement $25.00
Insufficient funds - NSF $0.00
ATM cash withdrawal fee (offsite)

$1.75 each at month end

VISA foreign currency fee 1% of transaction
VISA FC fee - no currency conversion .08% of transaction
Self-select PIN & PIN re-order $2.00
Unblocking cards for use outside of the USA and Canada$20.00 per trip


Fee Name Cost
Overdraft Loan / Line of Credit set-up fee. $5.00
Insurance Administration Fee - to force place insurance on uninsured collateral. $50.00
Duplicate Lien Release $15.00

Organizational / Non Member Accounts

Fee Name Cost
Monthly Maintenance $3.00

Share Draft

Fee Name Cost
Savings O/D Transfer Fee $5.00 / occurrence
Microfilm Copy Fee $3.00 / check
Stop Payment $20.00 / each
Protest Letter $20.00 / each
Insufficient funds - NSF $30.00 / each

Share Savings

Fee Name Cost
Excessive Withdrawals from Share Savings (More than 6/ month) $5.00 / last day of each quarter.
Balance falls below minimum balance any time during quarter. $5.00 / last day of each quarter.