a community-based financial institution located in the heart of the Elmwood Village

Loan Rates

Auto Loans


Automobile/Motorcycle Loan Rates as low as:

Type Term Rate
Model Year 2015 - 2017 24 months 1.99%
Model Year 2015 - 2017 36 months 2.14%
Model Year 2015 - 2017 48 months 2.24%
Model Year 2015 - 2017 60 months 2.49%
Model Year 2015 - 2017 72 months 2.74%
Model Year 2015 - 2017 84 months 2.99%



Type Term Rate
Model Year 2010 - 2014 24 months 2.24%
Model Year 2010 - 2014 36 months 2.39%
Model Year 2010 - 2014 48 months 2.49%
Model Year 2010 - 2014 60 months 2.74%
Model Year 2010 - 2014 72 months 2.99%



Type Term Rate
Model Year 2009 & Older 24 months 2.74%
Model Year 2009 & Older 36 months 2.89%
Model Year 2009 & Older 48 months 2.99%
Model Year 2009 & Older 60 months 3.24%
Model Year 2009 & Older 72 months 3.49%


Overdraft Loans and Lines of Credit

Type Amount Rate
Overdraft* $100.00 to $1,499.99 14.90%
Line of Credit
(Variable rate, subject to change.
Risk-based pricing does not apply)
$1,500.00 to $10,000.00
5 year draw, 5 year paydown
9.00%


*Effective 01/01/2016

Unsecured Loans

Duration Rate
24 months 7.50%
25 to 48 months 8.00%
49 to 60 months 8.75%

The maximum amount of unsecured funds per individual member is $10,000.00

Community Chest

Loan Type
Amount
Rate
Emergency Loan up to $5,000 8.75%
Micro - Business Loan up to $5,000 9.25%
Credit Builder up to $1,000 11.90%

Business Purpose Loans

Loan Type
Rate
Business Line of Credit - variable rate / subject to change. Score based pricing does not apply
effective October 1, 2016
10.00%
Business Vehicle - Titled Equipment 4.75%
Business Equipment - UCC Lien 5.00%